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Rule changes help small businesses seek health plans


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Thanks to recently adopted rule changes approved by the beWellnm Board of Directors, it is now easier for small businesses to offer group health plans for their employees, according to a press release issued by the organization this week.

According to Maureen Manring, beWellnm’s director of outreach and communication, business owners can provide the structure for their employees to enroll if they so choose, and they can do it without any out-of-pocket expense to themselves or the business.

“These are difficult times for New Mexico small businesses, but they have an incredible opportunity right now to make sure that their employees have coverage, and it doesn’t have to cost them anything,” she said.

In order to purchase a 2020 plan on the individual marketplace, New Mexicans would have had to enroll last December, or qualify for a special enrollment period. However, businesses are not limited to purchasing during an open enrollment period, allowing them to provide insurance options to their employees almost immediately.

“There is no minimum requirement for participants, and there is no minimum requirement for employer contribution,” said Manring.

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Small business owners can call 1-833-862-3935 to find out about options.

If small businesses are able to contribute to their employees’ premium, they could qualify for a tax credit.

If businesses decide to not offer coverage at this time, they can encourage uninsured employees to find out if they qualify for special circumstance enrollment through beWellnm or if they may qualify for Medicaid by visiting https://bewellnm.com/qualify-for-coverage.

About beWellnm: BeWellnm was created to help individuals and small businesses get access to affordable health insurance plans. Enrollment counselors and insurance agents are available throughout the state to help with signing up for health insurance. To find more information on beWellnm, New Mexico’s Health Insurance Exchange, visit www.beWellnm.com or call us at 1-833-ToBeWell.


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